Whether you’re buying land for a future home or ready to begin building now, AgHeritage Farm Credit Services has a program just right for you.
Reasons to choose AgHeritage FCS:
Loans for home sites:
- As low as 20% down payment, plus closing costs
- Adjustable or fixed rates, up to 15 years with monthly payments
- No prepayment penalties
- One page loan application
- Decision within one hour
- Perk test is required
Construction loans:
- Up to 9 months
- Variable rate tied to Prime
- Monthly interest payments
- Draws tailored to builder’s needs
- One-step construction to permanent financing available up to 85%
Home Loan Application
NMLS ID 627923