Whether you’re buying land for a future home or ready to begin building now, AgHeritage Farm Credit Services has a program just right for you.

Loans for Home Sites
  • Adjustable or fixed rates, with monthly payments.
  • No prepayment penalties.
  • One page loan application.
  • Decision within one hour.
  • Perk test is required.
Construction Loans
  • Variable rate tied to Prime.
  • Monthly interest payments.
  • Draws tailored to builder’s needs.
  • One-step construction to permanent financing available.

2025 Winners

Grand Prize | Joanie Smith
God bless our farmers!
2nd Place | Kameryn Stoltze
Sunrise on the way to school.
3rd Place | Miranda Reel
Cattle Drive

Wondering what makes a winning photograph? Take a look at our previous contest winners below.